Further exam success for Gemma Underwood

On 21 June, Kellands Gloucester's Gemma Underwood passed the CII’s RO4 Exam at her first attempt. RO4 is the Pensions and Retirement Planning Exam.

Back in March, Gemma passed the CII R03 Personal Taxation exam, which combined with the R01 & R02 exams already passed, means she only has RO5 and RO6 left to complete before gaining qualification as a fully-fledged financial planner.

 She is certainly racing towards that achievement!

Many congratulations Gemma. Keep up the good work.

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September 21, 2026

Kellands Independent News – Autumn 2026

Discover practical financial planning insights in the latest edition of Kellands Independent News, including retirement planning, Inheritance Tax, pension scams, the Autumn Budget and investment diversification.
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